Netcong · Homes, Apartments & Transit-Oriented Housing

Real Estate & Housing

Netcong has one of western Morris County's most varied housing mixes within an exceptionally compact area. Traditional single-family neighborhoods sit beside older two-family and multifamily properties, downtown apartments, established garden-apartment communities, newer rental developments and age-restricted housing.

The borough's NJ TRANSIT station, Main Street, Lake Musconetcong setting and highway access make location especially important. Buyers and renters should consider not only the property itself, but also parking, rail proximity, zoning, municipal records, flood and drainage conditions, utilities and the borough's required resale or rental inspections.

2026 Netcong market snapshot

Netcong is a small housing market, so a handful of listings or sales can move monthly numbers significantly. Use these figures as context and rely on property-specific comparable sales when evaluating a particular home.

$525K
Median Listing Price
Current Realtor.com snapshot
$319
Median Listing $ / Sq. Ft.
Current Realtor.com snapshot
19
Active Listings
Current Realtor.com snapshot
47 days
Median Days on Market
Listing-side snapshot
$481K
Recent Median Sale Price
Redfin, 3 months ending June 2026
~20 days
Typical Pending Pace
Redfin competitive-market measure
Why the numbers differ: Listing portals measure different things and use different time windows. Netcong also has relatively few monthly transactions, so one unusually high- or low-priced sale can move the median sharply.

Netcong housing types

Traditional Single-Family Homes

Older detached homes on compact borough lots make up a substantial share of established residential streets.

Two-Family & Multifamily Property

Netcong's older street pattern includes small multifamily and mixed housing types that can appeal to owner-occupants and investors.

Downtown Apartments

Housing near Main Street and the station provides walkability to rail, restaurants, services and borough facilities.

Garden Apartments

Netcong Heights is a longstanding apartment community along Route 46 with one-bedroom units and a hillside/lake-area setting.

Newer Rental Communities

The Crown Walk and 34 Bank at Netcong expand the borough's newer one- and two-bedroom rental inventory.

55+ Housing

Kings View Apartments on Jenny Lind Street is an age-restricted 55+ rental community with one- and two-bedroom units.

Apartment & rental market

Netcong has a larger rental presence than many comparably sized Morris County boroughs. Current apartment directories show several distinct communities in addition to smaller private rentals.

Netcong Heights

163 Route 46 West · established garden-apartment community with current one-bedroom availability.

Kings View Apartments

1 Jenny Lind Street · 55+ active-adult rental community with one- and two-bedroom apartments.

The Crown Walk

2 Flanders Road · newer apartment community with one- and two-bedroom floor plans and shared amenities.

34 Bank at Netcong

34 Bank Street · newer downtown-oriented one- and two-bedroom rental apartments.

Smaller Rentals

Individual apartments and homes appear throughout the borough, including units in older multifamily and mixed-use properties.

Current Rent Context

Realtor.com currently reports a Netcong median asking rent of approximately $2,400, but individual communities and unit sizes vary substantially.

Commercial-link policy: Apartment communities are identified here as part of Netcong's housing landscape. NJTGO does not provide free external commercial property links; property websites and enhanced leasing promotion are advertising features.

Certificate of Habitability is required for a sale

The Borough of Netcong states that a dwelling or dwelling unit may not be sold without first obtaining a Certificate of Habitability (COH). A buyer intending to occupy the dwelling also may not occupy it without the required certificate.

Plan Ahead

Do not leave the COH application and inspection process until immediately before closing.

Check Municipal Records

Verify permits, approvals, violations and property records while there is still time to resolve issues.

Smoke / CO Compliance

Confirm all applicable smoke-alarm, carbon-monoxide and fire-safety requirements for the transaction.

Netcong Borough Forms Zoning & Habitability

Rental registration & inspections

Netcong states that residential landlords must register rental dwellings with the Municipal Clerk's Office and that rental properties are inspected annually. Rental ownership can also trigger state lead-paint, smoke/CO, property-maintenance and other requirements depending on the dwelling.

Landlord due diligence: Before purchasing a rental or converting a property to rental use, verify that the use is permitted, determine the current registration and inspection requirements, review existing tenant obligations, and confirm whether additional state or municipal certifications apply.

Zoning, construction & property improvements

Netcong requires zoning review for many property changes, while building permits are handled through the borough's shared construction service with Byram Township. Larger site-plan, subdivision, variance and redevelopment matters go before the Planning Board as required.

Additions & Alterations

Building expansion and substantial renovation can require both zoning and construction approvals.

Decks, Sheds, Pools & Fences

The borough publishes zoning guidance for common residential improvements; setbacks and permit requirements should be checked before work begins.

Tree Removal

Netcong's current tree-removal and replacement ordinance can require a permit depending on the property and proposed work.

Change of Use

Multifamily, commercial and mixed-use changes should be reviewed with zoning before construction, leasing or occupancy.

Planning Board

Site plans, subdivisions, variances and certain redevelopment matters require formal land-use review.

Older Improvements

For older homes, confirm that finished basements, additions, decks, garages and other work received required approvals.

Netcong Zoning

Water, sewer & utilities

Unlike rural parts of western Morris County, Netcong provides municipal water and sewer service to borough residents. Electric service is provided by JCP&L and natural gas by New Jersey Natural Gas.

Municipal Water

Review the account status, current charges, service-line material and any property-specific improvements or replacement obligations.

Municipal Sewer

Confirm sewer-account status and current borough rates for the specific property.

Water Quality

The borough publishes an annual drinking-water quality report; the 2026 report covers 2025 water-quality data.

Netcong Utilities Water Quality Reports

Lake Musconetcong, drainage & environmental review

Netcong's location beside Lake Musconetcong is part of its appeal, but property-specific environmental due diligence remains important. Low-lying parcels, properties near the lake or tributaries, and sites with drainage constraints should be checked against current flood, wetlands and stormwater information.

Flood Mapping

Check the actual parcel against current FEMA mapping rather than assuming that a Netcong address is or is not in a flood zone.

Drainage

Inspect grading, basement water history, retaining walls, sump systems and runoff patterns, particularly on sloped or low-lying lots.

Lake & Watershed

Lake health and watershed planning are active regional issues and are included in the borough's Highlands planning work.

Transit Village, Highlands Center & housing planning

Netcong's planning context is unusually important for such a small municipality. The entire borough lies within the New Jersey Highlands Planning Area, and the Highlands Council approved Netcong's designation as a Highlands Center in April 2025. Netcong is also a designated New Jersey Transit Village.

In March 2026, the Planning Board adopted resolutions amending the borough's Fourth Round Housing Element and Fair Share Plan and finding several related ordinances consistent with the Master Plan. The borough also amended its Station Area Redevelopment Plan in 2026.

What that means for property owners: Planning documents can shape future zoning, affordable-housing obligations, redevelopment standards and development opportunities, particularly near the station and downtown. A plan or zoning amendment should not be described as completed construction unless an actual project has been approved and built.
Netcong Master Plan Affordable Housing

Property taxes, assessments & tax maps

Netcong's Tax Collector handles billing and collection, while the Tax Assessor maintains assessed values and assessment records. Buyers should use the latest actual tax bill for the parcel rather than applying a general tax rate to the asking price.

Assessment Is Not Market Price

The municipal assessment is used for taxation and is not the same as a current appraisal, Zestimate or guaranteed sale value.

Check Added Assessments

Recent construction or improvements can create added or omitted assessments that may affect future tax bills.

Tax Maps

The borough publishes updated tax maps that can help identify blocks, lots and parcel configuration.

Tax Collector Tax Assessor Tax Maps

Buyer & seller checklists

For buyers

  • Verify that the property is actually within Netcong Borough, not simply using a Netcong mailing address.
  • Review the latest tax bill, assessment and municipal parcel record.
  • Check open permits, approvals, violations and the COH history.
  • Inspect drainage, basement moisture, grading and any lake- or stream-related flood exposure.
  • Review parking carefully, especially for downtown and multifamily property.
  • Confirm permitted use and unit count for two-family, multifamily or mixed-use property.
  • For rentals, review registration, inspections, leases and state lead requirements.
  • Consider rail, Main Street and highway proximity as property-specific benefits or impacts.

For sellers

  • Apply for the required Certificate of Habitability early enough to correct any issues.
  • Close open permits and address municipal violations before closing.
  • Gather surveys, permits, utility records, tax bills and improvement documentation.
  • Confirm required smoke, CO and fire-safety compliance.
  • For rental or multifamily property, prepare current registrations, leases and inspection records.
  • Price against comparable Netcong sales rather than relying on a borough-wide median alone.
  • Disclose known property, environmental and water-intrusion issues accurately.

NJTGO Netcong property advertising

No paid Netcong property listings are currently displayed. NJTGO can feature current homes, multifamily properties, rentals, open houses and eligible commercial properties through paid placements.
Featured Home

Photo, price, key property details and prominent placement.

Multifamily / Investment

Promote an eligible two-family, multifamily or mixed-use opportunity.

Rental

Feature an available apartment, house or professionally managed rental.

Open House

Time-sensitive placement for an upcoming public open house.

Real Estate Professional

Paid agent and brokerage advertising can include direct contact and website links.

Commercial Property

Eligible retail, office or redevelopment-oriented property can be promoted through paid placement.

Netcong Real Estate

A compact, transit-connected borough with traditional homes, multifamily property, established apartments and newer rental choices—plus property rules that make good municipal due diligence essential.

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